With a 19-year-old co-founder and a seed round, myLINGO is the ultimate entrepreneur story

With a 19-year-old co-founder and a seed round, myLINGO is the ultimate entrepreneur story (via Pando Daily)

By Cale Guthrie Weissman On December 19, 2013 Sometimes the descriptor ‘entrepreneur’ is definitely pejorative. You’re at a party drinking a beer, minding your own business, and some dude comes up to you. He’s nice enough, is (of course) wearing…

5 Low Cost High Profit Businesses You Can Start From Home While Working In Your Pajamas

5 Low Cost High Profit Businesses You Can Start From Home While Working In Your Pajamas

Low Cost High Profit Businesses

There are two types of people in the world. Those who see the glass half empty and those who see it half full. This experience was heightened for me when I had lunch with an old colleague from work and he began to complain about how only rich people could start a business. I thought he was joking.

As I sat and listened he ranted for almost ten minutes giving all the reasons he could not start his own business and get out of the rat race. He talked about the high cost of start ups, franchising and real estate development. When he finally came up for air I decided to ask simply ask him one question. Mark, “Have you ever asked yourself what kind of low cost businesses with high profit margins are out there?”

He looked like he had been run over by a truck. I went on to say, “You are just asking the wrong question.” He sat for a minute and said, “Ok, if you’re so smart giving me some ideas.” I said, “Great. Oh and by the way let’s make it fun and focus on the ones you can work from home in your pajamas.”

5 Low Cost High Profit Businesses You Can Start From Home While Working In Your Pajamas, Here are the 5 low cost high profit businesses I shared with Mark.

1. Internet Marketing: Do you have a computer in your home? If so you could be sitting on a gold mine. People use the internet to do all types of things. From a multimillion dollar wire jewelry making enterprise to a young kid from Long Beach California who created his empire teaching people how to play music by ear. Everyday people are getting on the internet and pursuing their own dot com fortune.
               
2. Tele-seminars: If you not a very technical person one of the best strategies is tele-seminars. With simply a telephone and a conference call line for your guest to call in on you can offer a class or seminar. You can either use it as a lead generator or you can sell your product or service from the seminar itself. An additional product can come from recording the class. Once you record the class it can become an instant product you can create passive income from.

3. Joint Ventures: If you like the idea of not needing a product or money of your own than the idea of joint venturing could be for you. This business is simply the art of the deal. You are paid in direct proportion to your ability to bring together two parties who would not otherwise know each other outside of your introduction.

For example if you combine company A’s products, knowledge, resources and partner it with company B’s client list you get to share in the profits. And it would not cost you one cent.

4. Affiliate Marketing: What if someone else did most of the work but you got to share in the profit pie? Well, that is what affiliate marketing is all about. There are thousands of products ranging from digital downloads, books, seminars not to mention hard products like computers, cell phones and other techie stuff. Your job is to find the products that your market is interested in and when you sell something you get a percentage of the sale. You can do this without having any inventory or the overhead of a traditional business.

5. Information Products: This is one of the most highly lucrative low cost businesses you can get into. If you have specialized knowledge or can do you can research and report on it you can create products that are highly profitable. For example, one of the fastest ways to success is to interview experts in a high demand niche market.

Once you have interviewed these experts you can take the information and create several different products from the one interview. Some of the things you can do is sell the recording itself, sell the transcript of the call, use some of the content create an e-book or report or take several of the interviews and put them together for an expert tape series.

6. Network Marketing/MLM: I have always been a fan of network marketing because the business model is as much about self development as it is building a business. The premise is you find a company that you are passionate about the product, has a proven system and strong team leadership. Most of these companies are low cost of entry. And you build your empire leveraging the efforts of many.

Some people incorrectly believe you are going to get rich off the back of someone else. Not true. The very core of network marketing is built on the fact that you get paid in direct proportion of your ability to recruit, train, inspire, support and lead a voluntary group of people. For those who can do this the rewards are great.

7. EBay: I was recently introduced to the EBay craze by someone who in the beginning had no money so he decided to sell a tape set a friend had created. This product was a compilation of interviews with successful entrepreneurs. Their first sale was $37.00 and they went on to build multi-million dollar empire. EBay is one of the quickest ways to get to a profit. You can take things that you have in your garage today and sell them on EBay tomorrow. Remember one mans junk is another mans treasure.

At the end of the lunch something interesting happened. My friend Mark was starting to see the glass half full.  How about you? Are you looking for a business you can start without breaking the bank? The above five businesses are just a few ideas to jump start your thought process. However, make no mistake you can start a low cost high profit business and enjoy it while lounging in your pajamas.

Low Cost High Profit Businesses You Can Start From Home While Working In Your Pajamas and if you need credit here is how:

Get Your Home Based Business Started With An Unsecured Business Line of Credit for Home Based Businesses   Click Here To Unlock Your Future – Small Business and Start Up Funding Manual – Start Your Future for under $50!




Role of an Entrepreneur

Role of an Entrepreneur

entrepreneur, business coaching, 40 hours to success

Entrepreneurs are linked in many fields and are determined in different ways by different people. His word has the origin in French and it has developed into many meanings that related to people who accept the risks, starting a business.

Entrepreneurs are the ones who are the founder the company and also are the one who take the risks in their business. Usually the common knowledge with entrepreneurs is that they are one who are builders of new entities which is made to offer advanced or present services or products in the market. There is also profit and non profit matters may vary according to the type of business management.

They are considered one the most vital part of this capitalist world. They are one who takes the credit of profit and loss as they are the one who take control of the funds. These require a lot of hard work and fulfilling the demand in that particular area. They are the one who provides satisfaction to our need and get benefit in exchange for the supplying. They mostly focus relies on the gain of profit with a product or service.

There are various types of entrepreneurs in the market. As with upcoming technology and services, there are entrepreneurs satisfying everyone need. Now day’s entrepreneurs are more developed compared to the old days.

Growing Your Role As An Entrepreneur

Risks can’t be calculated and estimated. Risks are dominated on insurance principles. There are many methods through which their degree or frequency can be evaluated. Entrepreneurs are qualified for both as decision taker and performer. They provide your answer to the straightaway and long full term requirements, which are unattainable, even when business procedures are carefully analyzed.

They are planners for increasing their resources. They mix the factors like land resources, capital, labor and other sources which helped in making the products which would meet the demands of a person. As he is an organizer he has the power of leading and is leader. Organizers have right to set things in their places. The leader should have mixtures of values and abilities which would support the group. 

Entrepreneurs Benefit From a Business Coach

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5 Tips on Maximizing Opportunities to Earn at Home

5 Tips on Maximizing Opportunities to Earn at Home

home based opportunities, home based business, Work From Home Businesses

There are few people who wouldn’t welcome the opportunity to earn extra money. After all, the sluggishness of the economy means that our money just doesn’t go as far as it used to. When you add in the mortgage crisis and job outsourcing, it only makes sense to find ways to make money at home. In times like these, extra cash can help make ends meet or pad your bank account a bit just in case the unthinkable happens.

Unfortunately, many people who want to work from home don’t take the steps necessary to find the right opportunities and ensure their success. Here are five tips to get started and stay on the right track.

5 Tips on Maximizing Opportunities to Earn at Home is easy if you follow the tips below.

1. Write down your motivations. To find the right opportunity, it helps to get clear on why you want to earn money from home. Do you want to supplement your income, to have part-time work while the kids are in school, or do you want to save for a vacation? Whether you are looking for some extra spending money or you need the money for necessities, putting pen to paper and outlining why you want to earn money will help you focus and stay motivated.

2. Make money online. If you have a high-speed Internet connection (as most people do), it literally pays to look for ways to make money online. After all, you already have a computer, so why not work at home and make your own hours? Hundreds of thousands (if not millions) of people are already making part- or full-time incomes online. Shouldn’t you be one of them?

3. Find the right opportunities. It’s sometimes difficult to figure out which work at home opportunities are legitimate and which will work well with your skills and interest. The best place to start looking is a website that provides visitors with a comprehensive listing of the top-rated opportunities to earn money from home. That way, you can be assured that the opportunities have been researched and investigated, and that the company or companies you choose to work with pay on time, give excellent support, and will help you earn from home.

4. Do the math. Once you’ve written down your motivations and have reviewed opportunities to work at home and make money online, you need to determine your financial needs. When you know how much you want to make, you can do the math and figure out the amount of time you’ll need to commit to reach your goals.

5. Treat it like a job. While it’s true that working from home means that you can set your own hours and work as little or as much as you’d like, the only way you’ll truly succeed and earn money at home is if you treat it like a job. That means setting regular “office hours” where you’re free from distractions and can concentrate on your efforts to make money online. Perhaps you want to work while the kids are in school, or maybe you’re a night owl and want to work from midnight until three in the morning. To increase your likelihood of success, though, set a regular schedule and stick with it.

5 Tips on Maximizing Opportunities to Earn at Home is easy if you follow the tips above.

5 Tips on Maximizing Opportunities to Earn at Home – Home Based Opportunities and Work From Home Businesses:

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5 TIPS for Home-Based Business Entrepreneurs

5 TIPS for Home-Based Business Entrepreneurs

Best Credit Book, home based business

Have you ever heard that only a small part (5%) of ‘all’ Home-Based Business entrepreneurs achieve success?

Do an online research on your favorite Search Engine and you will understand what I mean.
In this article I’m going to show you the KEY to Home-Based  Business entrepreneurs success; you’ll find out what makes an  entrepreneur successful in the home-based business field.

Below are 5 TIPS for Home-Based Business Entrepreneurs: 

1. It’s their mindset that brings success
Serious entrepreneurs have ‘programmed’ their mind to succeed no matter what. They don’t lack focus on their home-based  business and let nobody stop their plans in achieving what they want.
They know what they want and they have the DESIRE to succeed. If you don’t know exactly what you want when it comes your  home-based business, think about it again and re-consider your  plans, what you want to achieve, a get-rick-quick or a  profitable, long term business.

2. It’s their start-up plan that brings success
Smart entrepreneurs know that it takes time to set-up and grow a profitable home-based business. They plan to succeed. They  have a start-up plan that might fail but they never give up and  start again with a better plan.

Serious entrepreneurs know that it takes discipline and time to build a strong and solid home-based business, which delivers ongoing income through many years to come.

3. It’s their initial RESEARCH that brings success
Smart and serious entrepreneurs know the importance of market research. They know that in order, for a home-based business to succeed, they have to research their target market (their potential customers) and study their competitors.

Research your target market and study your competitors in order to have a long-term, profitable home-based business.

Know what your customers want and give it to them. Keep an eye on your competitors, study their offer(s) and make sure you come up with a better deal than them.

4. It’s their marketing strategy that brings success
Study each successful entrepreneur in your marketing field and you’ll notice how they market online / offline.
Each of them have their own ‘unique’ marketing strategy but they use the same basic principles.
Don’t re-invent the wheel. Use the main marketing concepts that are proven to work but try to improve and adjust them to your own situation. Make them work for your home-based business. Make your offer better and unique than your competitors if you want to WIN in this business, or simply quit (I know that’s no what you really want!)

5. It’s their investment that brings success
Smart entrepreneurs know that the KEY is to work SMART, not hard. If you don’t have the required skills to develop a NEW marketing tactic for your home-based business why not hire a consultant who knows his stuff?

If you have ‘enough’ money why not invest in someone who can help you grow your home-based business and give me something to work at too?
What is more valuable to you, your time or your money?
A serious entrepreneur is ready to invest (both time and money).

The final (or first?) STEP you need to take in order to succeed  is to act (take ACTION!). Yes, put into practice what I have  told you above (the 5 TIPS for Home-Based Business  Entrepreneurs) and you’ll succeed, no matter what.

The Best Unsecured Business Line of Credit Book for Home Based Businesses :

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Why a Business Coach Is a Businesses Best Friend

Why a Business Coach Is a Businesses Best Friend 

business coach, business coaching,

A business coach has long played a big part in how many businesses survive in this rapidly changing business world. But some people still wonder what the big deal is when it comes to hiring them. Some ask why these individuals needed and for how long? What are the benefits of taking them on others ask.

For such people, the information below should be able to answer their many questions and hopefully make them see the value that business mentoring and coaching is injected into the business world. They might also understand why certain businesses are always thriving and why others are not.

The first thing that coaches bring in any business is better resource management. Top business owners in fact use these coaches as a secret weapon. This is because these coaches do help a lot when it comes to the use of finances. For them, there is no reason for a business to spend money where it is not necessary. Knowing where money is needed the most, and where it can be cut, is thus pretty important. This will in the long ran allow for more profits come in.

Another Reason Why a Business Coach Is a Businesses Best Friend

It can also be pretty difficult for some businesses, especially if they are taking on a new project, just starting out, or growing too quickly set out their schedules in an organized manner. Many find themselves spending several hours a day working on one thing, neglecting everything else that needs to be tackled. When a coach is used, a business is better equipped to handle its various tasks. The business is able to come up with a schedule that works for the employees and the bottom line overall as there is no reason for people to feel overwhelmed and stressed.

These coaches are also able to inject a fresh perspective into the business. This is because when the same people are working on something day in and day out, it can become tiring and boring. They may become so used to something that they are unable to find anything fresh and new, no matter what they do. When the coach is introduced, a new pair of eyes enters the workforce. The coach can add their own opinions into the mix, bringing about ideas that may not have occurred to anybody before. It does not hurt to have a different angle or and perspective introduced into a business. After all, having constant ideas is what makes businesses thrive in this very competitive world.

That is why the coach in this context is a business best friend. They have the business interest at a heart and like the captain of a ship, will always stay on till the end. Employees on the other hand will come and go depending on the offers for jobs out there and as soon as they realize that the business is facing an imminent collapse, they will often bolt like a jilted lover.

About the Author
Business Changing has a proven track record in taking companies to the next level. We can help you to maximize your business profits,with the help of business changing, business coach, business mentoring, business planning team and individual effectiveness.

Why a Business Coach Is a Businesses Best Friend by Jack Lin

Business Credit Cards: What You Should Know on Their Possible Disadvantages

Business Credit Cards: What You Should Know on Their Possible Disadvantages


Having the assistance of a credit card as you are starting on a new business venture may not be absolutely

Business credit cards

necessary, but it can surely help you a lot. It does not only give you a source for funds, but it also adds organization to your cash flow and in tracking expenses. Aside from this, most business credit cards offer many perks that can be of great benefit to your business.

But as tempting as these company credit cards may sound, remember that the common error of a lot of business owners is that they do not consider the disadvantages that these credit cards may include. Many have made huge mistakes in running their finances with such business credits that have often led to personal-liability. This is why you need to know about the disadvantages and learn what you can do to either handle or prevent them from ruining your business.

What are the Drawbacks of Business Credit Cards?


What a lot of small business owners do not realize is that when they are only initially starting out in a business and have not yet established a business credit score, their professional and personal finances can be blended. This is because most credit cards require a personal liability agreement from the business owner at least for the first few years when a company is just starting out.

Therefore, the business owner can be held liable for any problems with the company’s credit account. For example, if your company fails to make payments on time then this could significantly dent your personal credit score despite the fact that this is not a personal transaction.

Other possible disadvantages that business credits may have included the large possibility for employees to abuse the use of company credits by charging personal purchases. Aside from this, fewer protections may come with it as compared to a personal credit card because the intended use of these credits are for company purposes and not personal. Higher interest rates are also usually charged by business credit cards as compared to personal credit cards.

What You Can Do To Control Mismanagement of Business Credits?


Despite the possible disadvantages that credit cards may bring, remember that these things can only happen if there is a mismanagement of your credit account. What you can do is set certain precautions so as to avoid such drawbacks from happening. Remember to register your company with a business credit bureau as they can help you establish a business credit score, which will later on help you forgo with the personal-liability agreement.

Also remember to manage your company’s financial transactions as well. Build a favorable credit history by making the right payments and avoid making huge debts that your business cannot afford. More importantly, when you’re only starting out, remember that it cannot be avoided for you to be personally liable for debts therefore learn to use credit wisely. It would also be helpful to take extra precautions by placing minimal credit limits for employees and reporting abuse of your company’s credit account.

Remember that business credit cards can help your company a lot, but they are not flawless and therefore one has to be smart in using them. Remember to take the extra precautions and always be careful with your finances.

Through this, when you avail a credit card for your company, you can make it work for you and allow it to become a partner in making your business grow instead of giving your liabilities.

The Best Business Credit Cards Are Here

Building Business Credit Scores

Building Business Credit Scores

To be able to avail of many financing offers by many lenders, having a good credit score is a must. If you have one handy, this will allow you to get a decent amount with reduced interest rates, with flexible payment terms.  But building your business credit score is no easy feat to accomplish.

Building Business Credit Scores

If you just have started earning your business credit when you set up your business venture, then it’s quite easy to get a good rating within 1 to 2 years of its operation.

This is not the case, however, when you have a bad credit rating. You either have to repair your business credit on your own, or hire a credit repair professional to get the job done. Only when you fixed your score can you start to build it up.

Building Business Credit Scores for LLc’s or Corporations

But before you can actually start building business credit scores, you need to have a credit identity first. This can be done by putting up your business as a corporation or an LLC. These two are perfect statuses to start your business credit. Since most financial lenders are eyeing clients in corporation or LLC, having your business as one will allow you to get a loan faster than any business enterprise.

You also need to set up a credit record with a credit agency, or Paydex. Credit agencies will keep track of your credit transactions, rate them and give them scores. This will be used to determine how good your credit rating is when a financial institution does a credit check.

Paydex scores by big companies like Dun and Bradstreet will keep records on how well your company is paying your credit bills. The score ranges from 0 to 100 – the higher the score, the bigger the possibility your loan will get approved.

Now that you have established your credit identity, you need to apply for a loan before you can actually start building your business credit scores.  First, you can choose either a secured loan, where the lender will ask you to pledge assets or properties as collateral that will serve as security for the loan. Note that this kind of loan will let you borrow a much larger amount (depending on your collateral), and a much reduced interest rate.

Another type of loan is the unsecured loan, which is perfect for those who don’t want to put their assets at risk by setting it up as collateral. Since the risk to the lender is higher compared to unsecured loans, the financial institution might be very strict with its application, coupled with a higher interest rate and payment schemes.

Building Business Credit Scores using different types of credit. Next is the type of credit you want to be used in your business venture. Below are the most common credits you can bring out in any lender in your area:

1. Business credit card – Click Here

Quite separate from a personal credit card, this type of credit is more lucrative to be used in business ventures due to its reduced APR, and flexible interest rates (depending on the amount used within the month).

2. Short/Long Term Loans

These kinds of loans allow you to borrow a fixed amount of money from the lender to be used in any way you wish. Attached with fixed interests with payment terms ranging from 5 to 10 years depending on the amount borrowed.

3. Lines of Credit (LOC)

Lines of credits are more for business who are into operation 2 years or more. Credit lines will let you have a fix amount of credit on the bank, which can be used to pay for unexpected expenses that crop up during the operation of your business. The interest expense will depend on the principal amount you have left, and will reduce as you pay your debt until it reaches zero.

Building Business Credit Scores is Easy using this Low Cost Manual by ISG

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The Reason why YOU should jump into A Business Line of Credit:
You owe it to yourself to give it a try!!!  Plus with a properly developed business loan or corporate credit line by building your business credit you will have no personal liability!

Advanced Business Tactics: Business Credit Manual: 2013 Corporate Credit Development

by Iron Dane Richards – 5″ x 8″ – 154 pages – ISBN-13: 978-1482360707
Inside secrets are shared from industry leaders in business coaching and banking for building business credit in an easy to read and understand format. Using these insider secrets allows you to expedite the development in the most cost effective and efficient process. Follow the methods for obtaining $125,000 in the shortest period of time! This is our lowest cost entry book with all the information to get your business credit started fast!
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Build Up Your Business Credit

Building Your Business Credit

It is very important to build up your business credit scores to be able to avail of financial loans to fund your small business. In truth, small enterprises are now clamoring about for loans to improve their business by using the money for improvements, or purchasing inventory to meet consumer demands.

Building up your business credit takes a lot time and effort, and requires a paper works by the dozen. Here are some tips on how to get started in giving your business credit rating a healthy boost:

Set a business identity first when Building Your Business Credit

The first step in improving your business credit is to get one in the first place. This can be done by registering your business as an LLC or a corporation. Next you need to provide all the necessary paper works required by lenders such as legal document like business permits and licenses, financial statements, references, contracts, and so on.

You need to keep in mind that when you register your business as an independent entity, you need to have a fixed address of your business, as well as open lines of communication. (Note that P.O. Box is not acceptable as a business address)

You might also need to register your business in a credit agency so they can keep tabs on your credit ratings and scores. These organizations will act as reference when you apply for a financial loan that requires a valid credit report.

Building up your credit status will depend on the financial stability of your business as based on the financial documents during its operation. Also, prompt payments are a major issue when it comes to raising your credit status. Fail to pay on the date agreed; you get a negative score on your credit score if that happens.

You might also need to keep monitor credit card reports when they are delivered to you. Try to check for transactions that you did, or did not, make. If you spot an error, report it immediately to the corresponding agency. This will result to a higher credit rating.

Building Your Business Credit to Get a Business Loan

Before you can actually improve your credit scores, you need to have a credit to work with. Many small businesses are now opting for business credit cards to improve their ratings. One reason for this is that these plastics have reduced interest rates and APR, which is quite useful for making prompt and affordable payments.

Also, since business credit cards have no principal amounts attached to them, you can easily control the interest expense you make every month. You can do some budget planning to minimize expenses and maximizing profit, without worrying about interests piling up.

Another way to improve your credit status is through credit lines. Many financial institutions, like banks, are now offering short-term lines of credits (LOC) for small businesses, with easy payment terms.

Since interest expense on LOC is dependent on the principal amount, you can easily reduce it by paying the original debt until you reach zero. With this term in mind, you can easily make prompt payments according to the agreement between you and the lender.

The gist to build up your business credit is to make prompt payments on your debts. Whether you have multiple loans or tons of credit cards at your disposal, you need to make sure that you pay each one on its designated date. If done right, you are well on your way to improve your credit scores, which in turn, will improve the financial future of your business.

Building Your Business Credit Made Easy – Using this low cost method – Click Here Now

Different Business Opportunities for Entrepreneurs – Mary Kay

Different Business Opportunities for Entrepreneurs- Mary Kay Cosmetics 

For Women:    MARY KAY!  MARY KAY! MARY KAY! 

 MARY KAY Cosmetics!

This is a top choice for many women to make a great income with little to no investment compared to other start up businesses.  They have stayed current with the times in both products and marketing to audiences worldwide!  I, Iron Dane Richards, recommend Mary Kay as a first choice for a business consideration for most women! 

Now days with increasing technology changing lives, there are many changes faced in the business area too. There is a wide opening of business opportunities for entrepreneurs. You should decide yourself in which field you want to enter. Before entering it is necessary you should hold little expertise in that particular field.

Before you start any business, it is necessary to have little or more opportunity for starting the business. In dealing with any kind of business, you should put your personal effort on it, in order to run or get a successful business. It is also necessary your choice, matches the public choice and also with the latest trends. It is no use of opening the business which is not in demand and can bear great loss because of it.

Here are some of the hottest and latest veers of business opportunities opened for Entrepreneurs.

Business Coach – Communication Coach Business Opportunity for Entrepreneurs :  

When dealing in American businesses the movement of communication is involved. If there is no proper communication there are no business transactions which would exist. Many offices in America lack a skill of powerful and effective communications.

No matter the level of business you have, low or high profiles, the office members are demanding to communicate in oral, verbal or technological form. Due to lack of communication skill, many of them fail in these tasks. Although there are many classes accommodated in higher schools and college level so that the graduates do not face such kind of problems in their future. The demanding business chance for an entrepreneur is making the groups that would train the students or people in a highly effective way in the field of communication.

In this world full of advanced technology, the ideas information and transactions are acted through the Internet. Blogging is one the demanding and rising business opportunities for business. A blog written should be highly powerful no matter what sort of business you have.

Blogging Business Opportunity for Entrepreneurs

now days are considered as one of the marketing strategies, it is done in order to ponder your company in front of others. Those companies who have a part in this business should give good training to their employees in the matter of writing.

Security is needed to run technology based business, there are many competitors and you must secure your information. As an entrepreneur this field is demanding and you can be the one to complete its needs. There are construction related problems which an entrepreneur can get solution of like plumbing, electrical, carpentry and other contracting services.

With increasing online business there is demand of online secretaries. Many people are in search of secretaries who can provide them better business and take care of everything. As an entrepreneur this good job which can help you in gaining business. E bay is most demanded website which invites money and customers. There is a lot of mobile phone application detached on your phone these days. There is increasing demand for updated and upgraded phones.